Banks pay for loans ?

It seems that not only borrowers speculated with their Swiss Franc loans. Banks did not include floors into their rate calculation for the loans. As the Swiss Franc reference rates go down banks have to pay interest to the borrowers. In Austria banks try to change the contracts but it is a legal dispute whether they are allowed to do so. If not these are some positive news for the borrowers who have been hit hard by the EUR-SFR exchange rate.